In India, credit bureaus are responsible for calculating and maintaining credit scores. These bureaus collect data from financial institutions and other sources, such as utility companies, to create credit reports. This report is then used to calculate a credit score.
Credit bureaus in India can help you make smart financial decisions by providing you with a comprehensive view of your creditworthiness. They can provide you with information about your current credit score, as well as any changes that have been made to it. This information can help you understand how lenders view your creditworthiness and make decisions about whether or not to approve a loan.
Credit bureaus can also help you identify any errors on your credit report. These errors can have a negative impact on your credit score, so it's important to identify and correct them as soon as possible. The credit bureau can help you dispute any errors and have them removed from your report.
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